Personal Loan Chandigarh – Interest Rates 2024, Apply Online

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Personal Loan Chandigarh details:

Personal Loan Interest Rates in Chandigarh 2024

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Checklist of Documents required for Personal Loan in Chandigarh:

Following documents are required by financial institutions to process the loan application :

in case of Salaried

• Identity proof
• 3 to 6 months Bank statements
• Residence proof
• Salary slip
• Guarantors & their same set of documents

In case of Self Employed

• Balance Sheets
• Profit & Loss Account
• Partnership Deed & other mandatory documents etc.

Personal loan – Chandigarh

Chandigarh a “Pensioner’s Paradise” is often called because sizeable chunk of populaion consists of retired people from three governments. Chandigarh is ranked as the richest city in India with per capita income of INR 99,262.

Apart from medical expenditure, other necessities that out-flow money includes illustrious marriage and royal banquet. Disposing old debts and credits accumulated by use of credit cards are some of the expenditure that a personal loan successively resolves.

Due to recession in real estate sector in north region most of builder are offering a down payment scheme which facilitate customers to pay 20% as initial amount while rest of money will be demanded at the time of completion of project. Enterprising customers go for personal loan instead of home loan which has a limit of up to 30L with repayment in 4 or 5 years.

A new trend has been developed among the citizens to reach out to places in India and abroad. A mushroom growth of travel companies has accelerated this trend which resulted an extra burden to our pocket. At this moment of time, personal loan becomes the only option to meet this inviting excursion tour.

Bank Branches in Chandigarh for Personal loans

✓ P & S Bank – CDA BLDG, SEC 9 A, Chandigarh
✓ PNb – 37D, Sector 37, Chandigarh, 160036
✓ Canara Bank – # 63, Sector 47 C, Chandigarh, 160047
✓ Andhra Bank – SCO 357, Sector 44D, Chandigarh, 160047
✓ SBI – Sector 37 C, Sector 37, Chandigarh, 160036
✓ Indusind Bank – SCO- 53, 54, Sector 8C, Madhya Marg, Chandigarh, 160018
✓ Axis Bank – 17G, 22B, Sector 22, Chandigarh, 160022
✓ IDBi Bank – Shop No.SCO-72-73, Madhya Marg, 17B, Sector 17, Chandigarh, 160017
✓ HDFC – Sco 145 – 146, Shopping Plaza, Sector 17 – C, Chandigarh, 160017
✓ ICICI Bank – SCO 145, Sector 28 D, Sector 28, Chandigarh, 160028

Private Finance Companies available in Chandigarh

Private Financiers are a dire necessity when it comes to applying for loans in case of urgency. Among all the major cities of India Chandigarh too has private financers who could provide you with loans even when the bank might have rejected your application for personal loan. The maximum limit a person may loan from any private financier company is upto 5 lakhs.

(As your financial companion we do not endorse to employ loans from companies until and unless you are in an immense problem.)
Some of the private companies are listed below from Chandigarh region: