Apply for Personal Loan in Vijayawada – Interest Rates 2024
Personal Loan in Vijayawada. Find Lowest and best interest rates on personal loans in Vijayawada. Compare major banks on the basis of processing fees ☛ emi ☛ eligibility loan amount ☛ repayment time ☛ prepayment charges.
About Vijayawada:
Vijayawada is the second largest city and de facto capital of the Indian state of Andhra Pradesh. It is located on the banks of the Krishna River.As of 2011 Census of India, the city had a population of 1,048,240 and urban agglomeration population of 1,658,587. The fact that Vijayawada is well connected through rail and road, makes it one of the main hubs of commercial activities. Textile market reports more than INR100 million (US$1.6 million) of trade every day. The city is a major trading and business center and hence, it is also known as “The Business Capital of Andhra Pradesh”.
Personal Loan Vijayawada details:
Interest Rates | 11.49% – 26.00% |
Processing Fees | 0.99% – 3.00% |
Pre payment Charges | Nil – 5.00% |
Repayment Period | Upto 7 years |
Cibil Score | Min. 750 |
Lowest EMI | Rs. 2199.26 per lac |
Tips for Best Personal loan deal in Vijayawada:
1) Compare exact EMI | Processing fee |Tenure| Documents checklist before choose the bank.
2) Never pay any fee to any person to get loan sanctioned. Processing fee is deducted from Loan amount.
3) Only give documents to one bank and check whether he is authorized Bank employee or vendor.
4) For getting more loan from bank – Pay regular bills or payments of credit cards, and Try to increase your income with the help of these steps you get more& more personal loan amount from bank.
Documents required for Personal Loan in Vijayawada:
Following documents are required by financial institutions to process the loan application :
in case of Salaried
- Identity proof
- 3 to 6 months Bank statements
- Residence proof
- Salary slip
- Guarantors & their same set of documents
In case of Self Employed
- Balance Sheets
- Profit & Loss Account
- Partnership Deed & other mandatory documents etc.
Personal Loan Interest Rates in Vijayawada 2024
Banks | Interest Rates | Processing Fees |
HDFC Bank | 10.75 – 20.75% | 0.8% – 2.00% |
ICICI Bank | 10.99 – 16.50% | 1999 to 2.50% |
Bajaj Finserv | 11.99 – 16.00% | Upto 2.00% |
SMFG India | 11.99 – 26.00% | 2.00% |
Kotak Bank | 10.50 – 17.25% | 0.99% – 2.25% |
IndusInd Bank | 11.25% onwards | 0.5% – 2.00% |
Standard Chartered | 11.50 – 18.00% | ZERO |
SBI / State Bank | 11.65 – 15.05% | NA |
Another Loan Products for You to choose in Vijayawada:
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Major Bank Branch Address for personal loans in Vijayawada:
- State Bank Of Hyderabad – Patamatalanka – No. 64-9-2, SBH Bldg, M G Road, Bandar Rd, NTR Circle, Patamatalanka, Benz Circle, Vijayawada, Andhra Pradesh 520010
- State Bank of India – M.G Road – Door No. 39-10-10, Datta Sai Vemuri Towers, Mahatma Gandhi Rd, Bundar Rd, Opp. Veternary Hospital, Labbipet, Vijayawada, Andhra Pradesh 520010
- Axis Bank Ltd – Matha Towers, Near Stella College, Ring Road, Vijayawada, Andhra Pradesh 520010
- Indian Overseas Bank – 29-4-54K, Csi Ta Bass Complex, Ramachandrarao Road, Vijayawada, Andhra Pradesh
- Andhra Bank – Madhura Nagar – 21-9-4, Main Rd, Beside Gowthama High School, Madhura Nagar, Vijayawada, Andhra Pradesh 520011
- South Indian Bank – Jammi Chettu Rd, Shanti Nagar, Labbipet, Vijayawada, Andhra Pradesh 520010
- Syndicate Bank – NH5 Frontage Rd, Opposite N.T.R. Health University, Mohamadu Road Circle, Gunadala, Vijayawada, Andhra Pradesh 520008
- Syndicate Bank – Door No. 40 -3- 2, Mahatma Gandhi Road, Labbipeta, Vijayawada, Andhra Pradesh 520010
- Union Bank Of India – Labbipet Branch – Shop No.33-9-30, Sai Balaji Complex,Ground Floor, Bandar Road, S. V. S. Temple St, Labbipet, Vijayawada, Andhra Pradesh 520010
- Corporation Bank – Satyanarayanapuram Main Rd, Satyaranayana Puram, Vijayawada, Andhra Pradesh 520011
- ING Vysya Bank Branch – 59-13-39, Pinnamaneni Poly Clinic Road, Gayathri Nagar, Vijayawada, Andhra Pradesh
- State Bank of Hyderabad – Ramachandra Nagar Rd, Siddhartha Nagar, Benz Circle, Vijayawada, Andhra Pradesh
- State Bank Of India – Vijayawada Branch – Kaleswarao Market Street, BRP Rd, Kaleswara Rao Market, Tarapet, Vijayawada, Andhra Pradesh 520001