Rs.75000 Personal loan for 3 Years | EMI Details | Interest Rates
Looking for 75000 rs of personal loan. Want to calculate emi for loan amount. So check the offers from HDFC Bank, SBI, ICICI Bank, Kotak, Axis Bank, INg Vysya Bank, SMFG India online at deal4loans.
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75000 Personal Loan Interest Rates 2024
| Banks | Interest Rates |
| HDFC Bank | 10.99 – 20.75% |
| ICICI Bank | 11.70 – 18.85% |
| Bajaj Finserv | 11.99 – 16.00% |
| smfg India | 14.00 – 33.00% |
| Kotak Mahindra | 11.50 – 20.00% |
| IndusInd Bank | 12.99 – 17.00% |
| Standard Chartered | 10.99 – 14.49% |
Calculate EMI with Calculator for 75000 rs of loan for 3 years:
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Processing Fees / Prepayment Charges
| Banks | Processing Fee | Pre Payment Charges |
| Bajaj Finserv | Upto 2.00% | Upto 4% post 1st EMI clearance |
| ICICI Bank | 1999 to 2.50% | Zero or 5.00% |
| Axis Bank | 2.00% | Nil |
| Kotak | 1.5 – 2.00% | 5.00% |
| HDFC Bank | 0.8% – 2.00% | 4.00% |
| SMFG India | 2.00% | Upto 7.00%, 0% after 3 year |
| Standard Chartered |
NIL (Zero) | Upto 2.00% of loan amount |
Yearly Calculated Values for Rs.75000 Loan for 3 Years at 14.00% rate of interest:
| Year | Principal | Interest | Balance Amount |
| 1 | Rs. 21,610 | Rs. 9,146 | Rs. 53,390 |
| 2 | Rs. 24,836 | Rs. 5,920 | Rs. 28,554 |
| 3 | Rs. 28,584 | Rs. 2,212 | Rs. 0 |
