Saraswat Bank Personal Loan | Interest Rates | Eligibility | Information

Saraswat Bank offers Multi Purpose loan (Personal Loan) for Personal Expenses. Get Details on lowest interest rates, Documents, Eligibility, Loan Amount, Processing fees and charges etc.

• Salaried persons: Employee of reputed organization with confirmed service of minimum 1year in the same organization 
  
• Businessman/professional/self employed : Min Net profit of Rs. 1.50 Lac p.a. for last three years

Maximum Loan Amount upto Rs.2 Lakhs

Repayment Period/Tenure: Upto 5 Years or 60 Months

Interest Rates: 16.00% Fixed

Processing Fees: 1% of the sanctioned loan amount.

Documents List:

1. Duly filled prescribed application form
2. Photo Identity & Residence Proof of the Applicant & Guarantor
3. Income proof a) or b) as applicable

• Salaried person : latest salary slips for last 3 months
• Businessman/Professional/self employed :last two years profit & loss account and balance sheet.