Yes Bank Personal Loan – Interest Rates 2024, EMI Calculator
Details on Yes Bank Personal Loan Interest Rates, Documents, Eligibility, Fees & charges, loan amount & repayment options at Deal4loans online for lowest interest rates & instant approvals.
Yes Bank Personal Loan Interest Rates
| Particulars | Basic Eligibility/Requirement |
| Personal Loan Rates | 10.45 – 17.00% |
| Processing Fees | Upto 9999 |
| Loan amount | Upto 30 Lakhs |
| Minimum Monthly Salary | Minimum 25,000/- in Hand (Net Salary) |
| Fore Closure Charges | NIL |
| No of Yr in Current Company | Minimum 6 Months |
| Total Work Experience (Employment) | Minimum 2 years |
| No of Yr in Current Residence/Residence Details | Owned – No Condition |
| Parental Owned – No Condition | |
| Rented – Minimum 2 yrs at current residence | |
| ITR / Form 16 | For last 2 Financial Years |
| Loan Requirement /Minimum Loan Amount | 1 Lakh |
Yes Bank Personal Loan Eligibility Criteria
- Applicant to be between 25 and 58 years
- Minimum Net Salary per month to be Rs. 25,000/-
- Minimum total work experience of 2 years with minimum 6 months in current organization
- Resident for 2 years at current residence or owned residence
Loan Amount & Repayment Options:
- Loan amount ranging from Rs 1 lac to Rs 20 lac
- Flexible Repayment options
- No guarantor surety/collateral required
List of Documentation Required for Yes Bank Personal loan
- Proof of identity, age, address and Signature
- Salary slips of the last 3 months and IT Returns for the last 2 years
- Bank Statement of salary account for the last 6 months
Yes Bank Personal Loan EMI Calculator
EMI calculator helps you to know how much money you have to pay every month against the personal loan taken by you from Yes Bank. EMI depends on Loan amount, Interest Rates & Repayment period you choose.
For Example; If you take 3 lakh of loan amount for 4 years at 14.00% from the bank than here’s the calculation details.
EMI Per Month: Rs. 8,198
Total Interest Amount: Rs. 93,501
Total Amount (Principal + Interest): Rs. 3,93,501
| Year | Principal | Interest | Balance Amount |
| 1 | Rs. 60,138 | Rs. 38,238 | Rs. 239,862 |
| 2 | Rs. 69,120 | Rs. 29,256 | Rs. 170,742 |
| 3 | Rs. 79,442 | Rs. 18,934 | Rs. 91,300 |
| 4 | Rs. 91,394 | Rs. 7,070 | Rs. 0 |
Other Loan Products of Yes Bank
Yes Bank Home Loan
Yes Bank Credit Card
Yes Bank Car Loan
Yes Bank Personal Loan EMI Calculator
