India Shelter Finance Loan Against Property – Interest Rates, EMI Calculator

India Shelter Finance Loan against property Interest Rates: Find Quotes on EMI, Documents, Eligibility, Loan Amount in Madhya Pradesh, Gujarat, Rajasthan, Maharashtra and Orissa at Deal4loans.

Interest Rates
Documents

Get Free Instant Quotes on Rates, EMI & Eligibility on Loan Against Property

Professional Details

Get Free Instant Quotes on Rates, EMI & Eligibility on Loan Against Property

Loan Amount

Occupation

Net Salary/Income (Yearly/ITR):

City


Loan Amount Upto Rs. 10 Lakhs
Tenure 10 -12 Years
Processing Fees 2%-3% (including GST)
Interest Rates 20% p.a. and above
Prepayment Charges 4.50%
Geographical Limit Bhayander (Western), Badlapur & Titwala (Central) and Belapur (Harbour)
Age 23 to 58 or Retirement Age (whichever is lower – Tenure of Loan)

Eligibility Criteria

Below is  the list of who all can apply for the LAP scheme of India Shelter Finance Corporation Ltd:

  • Salaried individuals
  • Pensioners
  • Professionals
  • Self-employed
  • Family members and co-owners of the property

Documents Checklist for Property Loan Application


The documents that a person has to have to take LAP are:

  • Application form with photograph duly signed by all applicants
  • Identity proof – Voter ID, PAN, Driving License, Bank Passbook, etc.
  • Age proof – Voter Id, PAN, Driving Licence, Passport, Birth certificate, pass certificate of 10th or 12th
  • Property documents
  • Colored passport size photograph

Additional documents that you need to submit at the time of loan are:

  • Last 3 months salary slips
  • Income Tax Returns of the last 2 years or Business Records
  • LIC Policy
  • Fixed Deposit or Recurring Deposit
  • Details of any other loan account that you are replaying currently
  • Any other savings or investment details