SBI loan against property Gurgaon Interest Rates 2024
Property Loan Scheme by State Bank of India in Gurgaon
Avail of an All-Purpose loan against property of any of your property. SBI offer you these loans at all Personal Banking Branches and those branches having Personal Banking Divisions among others.
SBI loan against property Gurgaon details
| Interest rates | 9.75% – 11.30% |
| Processing fees | 1.00% of the Loan amount ; Max Rs 50933 |
| Prepayment charges | Nil |
| Repayment options | Upto 10 years |
| Maximum loan amount | Rs.1 Crore |
| Loan Margin | 60% |
| Min. Income | Rs.12000 per month |
Eligibility for SBI Loan Against Property in Gurgaon
You are eligible if you are:
An individual who is;
- An Employee or
- A Professional, self-employed or an income tax assesse or
- Engaged in agricultural and allied activities.
B. Your Net Monthly Income (salaried) is in excess of Rs.12,000/- or Net Annual Income (others) is in excess of Rs.1,50,000/-.
The income of the spouse may be added if he/she is a co-borrower or a guarantor.
C. Maximum age limit: 60 years.
Enjoy the SBI Advantage
• Access this loan from our wide network of branches
• Interest rates are levied on a monthly/daily reducing balance method
• Lowest processing charges.
• Long repayment period of 60 months, upto 120 months for salaried individuals with check-off facility
• No Hidden costs or administrative charges.
• No prepayment penalties. You can have surplus funds at any time thereby conveniently reducing your loan liability and interest burden.
Loan Amount:
Minimum: Rs.25,000/
Maximum : Rs.1 crore
SBI Bank Loan Branches in Gurgaon
Other available products of SBI
