17-09-2015

Why you should keep personal & business loans separate?

While there is a clear distinction between what constitutes loans for individuals and what constitutes business loans, sometimes the two tend to get mixed up. This is particularly true when it is difficult to determine between an individual and the business. For example, in the case of a sole proprietorship or a startup..read more..

16-09-2015

Should you wait for banks to lower home loan interest rates?

After RBI started cutting down repo rates, several banks lowered home loan interest rates. But should you wait for these rates to come down further? I guess, not! It was in January this year that the Reserve Bank of India (RBI) started its rate cut cycle. Within months, the central bank has slashed the repo rates ..read more..

08-09-2015

Should I use my personal credit card for my business needs?

Ever since the first mass credit card usage started in the form of Diners Card in the early 1950s, there has been a proliferation in the number of credit cards throughout the world. Because of its ease of use and widespread adoption, credit card has become a very popular means of payment...read more..