Personal Loan Agra

Agra is the major city in Uttar pradesh. As per population it is one of the most populous cities in Uttar Pradesh and the 19th most populous in India. Agra is Famous for Taj mahal and Fatehpur sikri. Economy of Agra is mainly depands on Tourism sector. Most of the peoples around 43% are self employed in Agra.

In its true spirit to be a savior at the time of exigency, personal loan has attracted many people. Innumerous need from buying of consumer durable to paying of old debts require extra money to replenish our savings. Personal loan proves to be a very much supportive in meeting the expenditure.

Most of us have dream to have our own home. For this we need to buy a piece of land at suitable location. One can use the amount of personal loan for booking the plot as well.

Another occasion for unrestricted expenditure is marriage in our society. One can spend the amount of personal loan on marriage and repay it in easy installments.

There are several malls such as Big Bazzar, TDI Mall, Pacific Mall, Ratan Mall, Omaxe SRK Mall, Ashoka Mall (Sanjay Place).

If you are working in Major Companies of Agra probably you can get best deals on interest rates. Companies list are – Sharda Group of Institutions, IDEA Cellular, LIC, Asian Paints, Future value retail, SGI Group, Walmart, Vodafone, Serco Group, Cipla, Indian Army, Serco, Indian Railways, Oberai Hotels & Resorts, IEEE, Volkswagen, Syngenta, WHO, Raddison Hotels, TUI Travel, ACC Limited, Next Education India and more….

Get lowest interest rates on Personal loan in Agra from top 10 Banks & your CIBIL score absolutely FREE.
Loan Amount
Employment Status

Personal Loan Interest Rates in Agra

Banks Rate of Interest Processing Fee Loan Amount Prepayment Charges Disbursal Time Part Payment Option
Yes Bank 10.45% - 16.99% Upto 2% Rs.100,000 - Rs.20,00,000 Nil Above 7.5Lacs 48 Working Hours No
IDFC First Bank 10.49% - 25% 2% - 2.5% Rs.100,000 - Rs.1,00,00,000 5% of Principal outstanding 24-48 hours Yes
Kotak Bank 10.50% - 16.99% 0.99% - 2.5% Rs.100,000 - Rs.20,00,000 Zero (if loan Amount is more than 10 lakhs) Else 5% 3 - 4 working days Yes
HDFC Bank 10.75% - 13.45% upto 3999 + GST Min. 50,000 Max. as per eligibility Nil (For Loan amount>10 lakhs and 12 EMI paid), else 4% 3 - 4 Days No
ICICI Bank 11% - 17.50% Rs.999 for Special offers otherwise 1% - 2.5% Rs.50,000 - Rs.20,00,000 Nil (For Loan amount >10 lacs & 12 EMI paid), else 5% 3 - 4 working days No
Standard Chartered 11.00% - 12.50% 1% Rs.1,00,000 - Rs.50,00,000 Upto 5% 3-4 Working days Yes
Citibank 11.49% to 16.50% Upto 2.0% + 0.5% (waiver on PF)
Special surprise gift from Citi Bank
Rs.1,00,000 - Rs.30,00,000 Upto 3% 48 hours Yes
Bajaj Finance 11.99% - 16% Upto 2% Upto Rs.25 Lacs Upto 4% post 1st EMI clearance Approval In 48 Hours Yes
Tata Capital 11.99% - 17% Rs.999-2.50% Rs.75,000 - Rs.15 Lacs Part Prepayment Charges: Nil (Allowed Post 6 months, Once a year, 25% of Principal Outstanding) Loan disbursement in 3-4 days Yes
SMFG India Credit 11.99% - 26% 2% Rs.50,000 - Rs.15,00,000 Upto 7.00%, 0% after 3 years 2-8 days No
IndusInd Bank 12.99% - 20% 0.5% -2% Rs.1,00,000 - Rs.25,00,000 4% 4 working days No
HDB Financial Services 16% - 21% up to 2% Rs.100,000 to Rs.15,00,000 Nil for Selected Corporates Employees (CAT A & B).
4% For Rest
2 days - 7 days No

Eligibility Criteria

Eligibility Criteria for Personal Loan in Agra
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
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Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

List of Personal Loans Banks

HDFC Bank
ICICI Bank
Bajaj Finserv
Yes Bank
Canara Bank
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HDFC Bank Bajaj Finserv ICICI Bank Axis Bank
SMFG India ING Vysya Kotak Bank HDB Financial Services
Bank of India Union Bank of India United Bank of India Punjab National Bank
IndusInd Bank Dena Bank Andhra Bank Citibank
Indian Bank Vijaya Bank Corporation Bank RBS

Documents required
for Personal Loan

Documents required for Personal
Loan in Agra
Identity Proof : Passport/ Driving License/PAN card/ Photo credit card (with embossed Signature and last two months
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Age Proof : PAN Card/ Passport/ Driving License / School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). (Anyone of the above) Address Proof : Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) (Anyone of the above)
Income Proof : Latest salary slip/current dated salary Certificate with latest form 16 (Anyone of the above)
Job Continuity Proof : Form 16/relieving letter/appointment Letter (for last two months) (Anyone of the above)
Banking History : Bank statements of latest 2 months/ 3 months bank passbook (Anyone of the above)

Eligibility Criteria

Eligibility Criteria for Personal Loan in Agra
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
close
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

Why to Choose Personal loans in Agra with deal4loans.com

  1. Compare multiple bank offers, Eligibility and Instant Apply with Deal4loans
  2. Get lowest interest rates on personal loans*
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  4. Document collection at your doorstep, No need to Visit Bank Branch.
  5. Loans disbursed within 72 working Hour

what are the minimum and maximum loan amounts?

You can avail of loans ranging from Rs 50,000/- to Rs 25,00,000/- depending on your eligibility, income and repayment capacity.

what are the loan tenure options?

The loan can be repaid over a period of 12 to 60 months ( 1 Year to 5 Years).

Eligibility Or Loan Amount Depends on your Credit Score, Banks Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.

If you want to know how much EMI amount per month you have to pay for your loan amount so – Use Deal4loans Personal loan EMI Calculator

List of Major Bank Branch Address of Personal loans in Agra:

Bank Name

Location Address

Pincode

Corporation Bank Agra Shamshabad Raja Kherah Marg, Tajganj, Uttar Pradesh 282001
Canara Bank - Circle Office – Agra Mahatma Gandhi Rd, Opposite Lotus Hospital, Civil Lines, Agra, Uttar Pradesh 282008
Corporation Bank Sanjay Palace, Civil Lines, Agra, Uttar Pradesh 282002
Canara Bank - Agra Cantt Shop No: 185/185A, Mahatma Gandhi Rd, Sadar Bazaar, Agra Cantt, Idgah Colony, Agra, Uttar Pradesh 282004
Canara Bank - Vibhav Nagar Minto Rd, Near Amali Hotel, Near Amit Joggi Hospital, Vibhav Nagar, Tajganj, Agra, Uttar Pradesh 282001
Karnataka Bank Ltd Khandari Rd, Khandari Crossing, Jawahar Nagar Colony, Khandari, Agra, Uttar Pradesh 282002
Union Bank Of India - Dayal Bagh Dayal Bagh Rd, Patel Market, Dayal Bagh, Agra, Uttar Pradesh 282005
State Bank Of India - Balkeshwar Colony Balkeshwar Rd, Balkeshwar Colony, Kamla Nagar, Agra, Uttar Pradesh 282004
ICICI Shanta Towers, Chilli Int Rd, Sanjay Palace, Civil Lines, Agra, Uttar Pradesh  
ICICI Bank - Sadar Bazaar 50 A/1, Saudagar Lines, Taj Rd, Sadar Bazaar, Agra Cantt, Idgah Colony, Agra, Uttar Pradesh 282001
HDFC Bank - Sanjay Place Branch Shop No. 3 / 4 / 11 Ground Floor Block No. 17 / 2 / 4, Dr. Soap Building, Friends Plaza, Wazirpura Rd, Sanjay Place, Civil Lines, Agra, Uttar Pradesh 282002

A Borrowers can also look for Home Loan in Agra, Credit Card in Agra, Business Loan in Agra and Car Loans in Agra.

Compare All Banks Personal Loans in Agra

SBI HDFC Bank ICICI Bank Axis Bank
Bajaj Finance Indusind Bank SMFG India TATA Capital
Ratnakar Bank Citibank Standard Chartered Kotak Bank
Bank of Baroda IndusInd Bank Dena Bank Federal Bank

 

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Personal Loan Rates 2023

ICICI Bank 10.99 - 16.50%
Kotak Mahindra 10.99 - 17.25%
Standard Chartered 11.50 - 18.00%
HDFC Bank 10.99 - 20.75%
Bajaj Finserv 11.99% onwards
IndusInd Bank 12.99 - 20.00%
SBI 12.90 - 16.55%
Citibank 10.99%
Tata Capital 10.49 - 19.00%
SMFG India 11.99 - 26.00%

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Personal Loan Uttar Pradesh