Personal Loan Amritsar
Amritsar: Personal Loan
Amritsar being a spiritual center for Sikhs is also a commercial center. Activities such as carpet weaving, travel and tourism, agricultural products, handicrafts and engineering works are prominent in Amritsar.
A known place for vibrant culture and rich cuisine people of Amritsar spend wholeheartedly in marriages and hosting of royal banquet. Quite often, people under estimate their budget and the deficit in financial plan is met by personal loan.
Despite spending in marriage and festivity, investment in property, purchasing of hi-tech consumer goods are common causes that a personal loan is taken.
Alternatively, disposal of old debt with high interest rate are also paid by personal loan.
At the time of haste, one has no time to visit banks for lowest interest rate of different banks and other benefits. To facilitate customers, we at deal4loans offer quick services to discerning clients.
We proudly offer following benefits to our customers:
Lowest Interest Rates | High Loan Amount Eligibility | Tie-up with Higher Number of Banks | Online Comparison of Interest Rates offered by all Major Banks | Minimum Time Period | Step by Step Guidance for Easy Sanction of Loan
Personal Loan Interest Rates in Amritsar
| Banks | Rate of Interest | Processing Fee | Loan Amount | Prepayment Charges | Disbursal Time | Part Payment Option |
| Yes Bank | 10.45% - 16.99% | Upto 2% | Rs.100,000 - Rs.20,00,000 | Nil Above 7.5Lacs | 48 Working Hours | No |
| IDFC First Bank | 10.49% - 25% | 2% - 2.5% | Rs.100,000 - Rs.1,00,00,000 | 5% of Principal outstanding | 24-48 hours | Yes |
| Kotak Bank | 10.50% - 16.99% | 0.99% - 2.5% | Rs.100,000 - Rs.20,00,000 | Zero (if loan Amount is more than 10 lakhs) Else 5% | 3 - 4 working days | Yes |
| HDFC Bank | 10.75% - 13.45% | upto 3999 + GST | Min. 50,000 Max. as per eligibility | Nil (For Loan amount>10 lakhs and 12 EMI paid), else 4% | 3 - 4 Days | No |
| ICICI Bank | 11% - 17.50% | Rs.999 for Special offers otherwise 1% - 2.5% | Rs.50,000 - Rs.20,00,000 | Nil (For Loan amount >10 lacs & 12 EMI paid), else 5% | 3 - 4 working days | No |
| Standard Chartered | 11.00% - 12.50% | 1% | Rs.1,00,000 - Rs.50,00,000 | Upto 5% | 3-4 Working days | Yes |
| Citibank | 11.49% to 16.50% | Upto 2.0% + 0.5% (waiver on PF) Special surprise gift from Citi Bank |
Rs.1,00,000 - Rs.30,00,000 | Upto 3% | 48 hours | Yes |
| Bajaj Finance | 11.99% - 16% | Upto 2% | Upto Rs.25 Lacs | Upto 4% post 1st EMI clearance | Approval In 48 Hours | Yes |
| Tata Capital | 11.99% - 17% | Rs.999-2.50% | Rs.75,000 - Rs.15 Lacs | Part Prepayment Charges: Nil (Allowed Post 6 months, Once a year, 25% of Principal Outstanding) | Loan disbursement in 3-4 days | Yes |
| SMFG India Credit | 11.99% - 26% | 2% | Rs.50,000 - Rs.15,00,000 | Upto 7.00%, 0% after 3 years | 2-8 days | No |
| IndusInd Bank | 12.99% - 20% | 0.5% -2% | Rs.1,00,000 - Rs.25,00,000 | 4% | 4 working days | No |
| HDB Financial Services | 16% - 21% | up to 2% | Rs.100,000 to Rs.15,00,000 | Nil for Selected Corporates Employees (CAT A & B). 4% For Rest |
2 days - 7 days | No |
You can get Lowest Interest Rates on Personal loans if you are working for these Companies in Amritsar: ✓ Kochar Group ✓ KocharTech ✓ Future Generali ✓ ICICI Bank ✓ Axis Bank ✓ GlaxoSmithKline Pharmaceuticals ✓ Life Insurance Corporation of India ✓ Reliance Life Insurance ✓ Punjab Kesari Group ✓ VMM Education ✓ GNDU ✓ IBM ✓ GE ✓ State Bank of India ✓ Bharti Airtel ✓ Choice Hotels ✓ Tata Teleservices ✓ Educomp Solutions ✓ Hindustan Unilever ✓ Cipla ✓ IIFL ✓ American Campus Communities ✓ British Council ✓ Indian Air Force ✓ IndusInd Bank ✓ HDFC Standard Life Insurance ✓ Procter & Gamble Technical Centers Location / Address of Major banks in Amritsar for Personal loans:
One of the leading players in the personal loan business offers loans for personal use without providing security or guarantors. Avail a personal loan for the renovation of your home, a marriage in the family, a holiday with your family, medical expenses or for an emergency. A Borrowers can also look for Home Loan in Amritsar, Credit Card in Amritsar, Business Loan in Amritsar and Car Loans in Amritsar. Compare All Banks Personal Loans in Amritsar
|
| Compare Offers |
 |
Top Bank for Personal Loans
- SBI Personal Loan
- HDFC Bank Personal Loan
- Bajaj Finance Personal Loan
- Kotak Personal Loan
- Axis Bank Personal Loan
- SMFG Personal Loan
Personal Loan Rates 2023
| ICICI Bank | 10.99 - 16.50% |
| Kotak Mahindra | 10.99 - 17.25% |
| Standard Chartered | 11.50 - 18.00% |
| HDFC Bank | 10.99 - 20.75% |
| Bajaj Finserv | 11.99% onwards |
| IndusInd Bank | 12.99 - 20.00% |
| SBI | 12.90 - 16.55% |
| Citibank | 10.99% |
| Tata Capital | 10.49 - 19.00% |
| SMFG India | 11.99 - 26.00% |
|
|
