Personal Loan in Karaikkal Interest Rates 2024, Apply Online

Documents required for Personal Loan in Karaikkal:

The documentation process in personal loan is very fast as against secured loans. Following documents are required by financial institutions to process the loan application:

• Identity proof
• 3 to 6 months Bank statements
• Residence proof
• Salary slip
• Guarantors & their same set of documents
In case of self-employed banks require balance sheets, profit & loss account, partnership deed & other mandatory documents etc.

List of Major Bank Branch Address for Personal loans in Karaikkal :

Personal Loan Interest Rates in Karaikkal

Banks	Rate of Interest	Processing Fee	Loan Amount	Prepayment Charges	Disbursal Time	Part Payment Option
Yes Bank	10.45% - 16.99%	Upto 2%	Rs.100,000 - Rs.20,00,000	Nil Above 7.5Lacs	48 Working Hours	No
IDFC First Bank	10.49% - 25%	2% - 2.5%	Rs.100,000 - Rs.1,00,00,000	5% of Principal outstanding	24-48 hours	Yes
Kotak Bank	10.50% - 16.99%	0.99% - 2.5%	Rs.100,000 - Rs.20,00,000	Zero (if loan Amount is more than 10 lakhs) Else 5%	3 - 4 working days	Yes
HDFC Bank	10.75% - 13.45%	upto 3999 + GST	Min. 50,000 Max. as per eligibility	Nil (For Loan amount>10 lakhs and 12 EMI paid), else 4%	3 - 4 Days	No
ICICI Bank	11% - 17.50%	Rs.999 for Special offers otherwise 1% - 2.5%	Rs.50,000 - Rs.20,00,000	Nil (For Loan amount >10 lacs & 12 EMI paid), else 5%	3 - 4 working days	No
Standard Chartered	11.00% - 12.50%	1%	Rs.1,00,000 - Rs.50,00,000	Upto 5%	3-4 Working days	Yes
Citibank	11.49% to 16.50%	Upto 2.0% + 0.5% (waiver on PF) Special surprise gift from Citi Bank	Rs.1,00,000 - Rs.30,00,000	Upto 3%	48 hours	Yes
Bajaj Finance	11.99% - 16%	Upto 2%	Upto Rs.25 Lacs	Upto 4% post 1st EMI clearance	Approval In 48 Hours	Yes
Tata Capital	11.99% - 17%	Rs.999-2.50%	Rs.75,000 - Rs.15 Lacs	Part Prepayment Charges: Nil (Allowed Post 6 months, Once a year, 25% of Principal Outstanding)	Loan disbursement in 3-4 days	Yes
SMFG India Credit	11.99% - 26%	2%	Rs.50,000 - Rs.15,00,000	Upto 7.00%, 0% after 3 years	2-8 days	No
IndusInd Bank	12.99% - 20%	0.5% -2%	Rs.1,00,000 - Rs.25,00,000	4%	4 working days	No
HDB Financial Services	16% - 21%	up to 2%	Rs.100,000 to Rs.15,00,000	Nil for Selected Corporates Employees (CAT A & B). 4% For Rest	2 days - 7 days	No

Eligibility Criteria

Eligibility Criteria for Personal Loan in Karaikkal

Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.

Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:

Salaried	Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m Other Cities: Minimum Salary is Rs. 12500/- p.m	Metros: Minimum ITR Rs. 150000/- Other Cities: Minimum ITR Rs. 150000/-

List of Personal Loans Banks

HDFC Bank

ICICI Bank

Bajaj Finserv

Yes Bank

Canara Bank

HDFC Bank	Bajaj Finserv	ICICI Bank	Axis Bank
SMFG India	ING Vysya	Kotak Bank	HDB Financial Services
Bank of India	Union Bank of India	United Bank of India	Punjab National Bank
IndusInd Bank	Dena Bank	Andhra Bank	Citibank
Indian Bank	Vijaya Bank	Corporation Bank	RBS

Documents required
for Personal Loan

Documents required for Personal
Loan in Karaikkal

Identity Proof : Passport/ Driving License/PAN card/ Photo credit card (with embossed Signature and last two months

Age Proof : PAN Card/ Passport/ Driving License / School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). (Anyone of the above) Address Proof : Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) (Anyone of the above)
Income Proof : Latest salary slip/current dated salary Certificate with latest form 16 (Anyone of the above)
Job Continuity Proof : Form 16/relieving letter/appointment Letter (for last two months) (Anyone of the above)
Banking History : Bank statements of latest 2 months/ 3 months bank passbook (Anyone of the above)

Eligibility Criteria

Eligibility Criteria for Personal Loan in Karaikkal

Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.

Salaried	Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m Other Cities: Minimum Salary is Rs. 12500/- p.m	Metros: Minimum ITR Rs. 150000/- Other Cities: Minimum ITR Rs. 150000/-

Bank Name	karaikkal
Tamilnad Mercantile Bank	A.h.m.agency, IOC Petrol Bunk, Kamarajar Salai, Karaikal, Tamil Nadu 609602
State Bank of Travancore	Karaikal, Puducherry 609602
State Bank of India	Karaikal, Tamil Nadu
Syndicate Bank	Karaikal, Puducherry 609602
HDFC Bank	93, Bharathiyar Road, Karaikal, 609602
Indian Overseas Bank	Karaikal, Tamil Nadu
State Bank of India	Karaikal, Puducherry 609605
central bank of india	Bharathiyar St, Karaikal, Puducherry 609602
HDFC	93, Bharathiyar Road, Karaikal, 609602
Repco Bank	Karaikal, Puducherry 609602
State Bank of India	Karaikal, Puducherry 609605
ICICI Bank	Kamarajar Salai, Karaikal, PY 609602 1800 22 8100
Bank of Baroda	Karpon, 3, Pragara Street, Pragara Street, Karaikal, Tamil Nadu 609602 1800 22 3344
Indian Overseas Bank	Nedungadu, Puducherry 609603

ICICI Bank	10.99 - 16.50%
Kotak Mahindra	10.99 - 17.25%
Standard Chartered	11.50 - 18.00%
HDFC Bank	10.99 - 20.75%
Bajaj Finserv	11.99% onwards
IndusInd Bank	12.99 - 20.00%
SBI	12.90 - 16.55%
Citibank	10.99%
Tata Capital	10.49 - 19.00%
SMFG India	11.99 - 26.00%

Personal Loan Karaikkal

Documents required for Personal Loan in Karaikkal:

Personal Loan Interest Rates in Karaikkal

Eligibility Criteria

List of Personal Loans Banks

Documents required
for Personal Loan

Eligibility Criteria

Top Bank for Personal Loans

Personal Loan Rates 2023

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