| Banks |
Rate of Interest |
Processing Fee |
Loan Amount |
Prepayment Charges |
Disbursal Time |
Part Payment Option |
| Yes Bank |
10.45% - 16.99% |
Upto 2% |
Rs.100,000 - Rs.20,00,000 |
Nil Above 7.5Lacs |
48 Working Hours |
No |
| IDFC First Bank |
10.49% - 25% |
2% - 2.5% |
Rs.100,000 - Rs.1,00,00,000 |
5% of Principal outstanding |
24-48 hours |
Yes |
| Kotak Bank |
10.50% - 16.99% |
0.99% - 2.5% |
Rs.100,000 - Rs.20,00,000 |
Zero (if loan Amount is more than 10 lakhs) Else 5% |
3 - 4 working days |
Yes |
| HDFC Bank |
10.75% - 13.45% |
upto 3999 + GST |
Min. 50,000 Max. as per eligibility |
Nil (For Loan amount>10 lakhs and 12 EMI paid), else 4% |
3 - 4 Days |
No |
| ICICI Bank |
11% - 17.50% |
Rs.999 for Special offers otherwise 1% - 2.5% |
Rs.50,000 - Rs.20,00,000 |
Nil (For Loan amount >10 lacs & 12 EMI paid), else 5% |
3 - 4 working days |
No |
| Standard Chartered |
11.00% - 12.50% |
1% |
Rs.1,00,000 - Rs.50,00,000 |
Upto 5% |
3-4 Working days |
Yes |
| Citibank |
11.49% to 16.50% |
Upto 2.0% + 0.5% (waiver on PF)
Special surprise gift from Citi Bank |
Rs.1,00,000 - Rs.30,00,000 |
Upto 3% |
48 hours |
Yes |
| Bajaj Finance |
11.99% - 16% |
Upto 2% |
Upto Rs.25 Lacs |
Upto 4% post 1st EMI clearance |
Approval In 48 Hours |
Yes |
| Tata Capital |
11.99% - 17% |
Rs.999-2.50% |
Rs.75,000 - Rs.15 Lacs |
Part Prepayment Charges: Nil (Allowed Post 6 months, Once a year, 25% of Principal Outstanding) |
Loan disbursement in 3-4 days |
Yes |
| SMFG India Credit |
11.99% - 26% |
2% |
Rs.50,000 - Rs.15,00,000 |
Upto 7.00%, 0% after 3 years |
2-8 days |
No |
| IndusInd Bank |
12.99% - 20% |
0.5% -2% |
Rs.1,00,000 - Rs.25,00,000 |
4% |
4 working days |
No |
| HDB Financial Services |
16% - 21% |
up to 2% |
Rs.100,000 to Rs.15,00,000 |
Nil for Selected Corporates Employees (CAT A & B).
4% For Rest |
2 days - 7 days |
No |
