Personal Loan Rajkot
Rajkot: Personal Loan
Ranked as 4th largest city in Gujarat, a large population of Rajkot is business oriented. As a result of 280 million assistance for development of infrastructure in city by World Bank, an upsurge in real estate industry is expected. Discerning investors has already started booking plots and flats in hot locations. One may use the amount taken as personal loan for booking property for handsome return in future.
Additionally, personal loan can be used for buying objects for home furnishing and comfort such as sofa set, bed and dining table of his choice and brand.
One may take advantage of personal loan by fulfilling his dream to travel abroad for holidays with his family. The loan amount can be paid in easy installments in a period of four years.
At the time of haste, one has no time to visit banks for lowest interest rate of different banks and other benefits. To facilitate customers, we at deal4loans offer quick services to discerning clients.
We proudly offer following benefits to our customers:
Lowest Interest Rates | High Loan Amount Eligibility | Tie-up with Higher Number of Banks | Online Comparison of Interest Rates offered by all Major Banks | Minimum Time Period |Step by Step Guidance for Easy Sanction of Loan
Personal Loan Interest Rates in Rajkot
| Banks | Rate of Interest | Processing Fee | Loan Amount | Prepayment Charges | Disbursal Time | Part Payment Option |
| Yes Bank | 10.45% - 16.99% | Upto 2% | Rs.100,000 - Rs.20,00,000 | Nil Above 7.5Lacs | 48 Working Hours | No |
| IDFC First Bank | 10.49% - 25% | 2% - 2.5% | Rs.100,000 - Rs.1,00,00,000 | 5% of Principal outstanding | 24-48 hours | Yes |
| Kotak Bank | 10.50% - 16.99% | 0.99% - 2.5% | Rs.100,000 - Rs.20,00,000 | Zero (if loan Amount is more than 10 lakhs) Else 5% | 3 - 4 working days | Yes |
| HDFC Bank | 10.75% - 13.45% | upto 3999 + GST | Min. 50,000 Max. as per eligibility | Nil (For Loan amount>10 lakhs and 12 EMI paid), else 4% | 3 - 4 Days | No |
| ICICI Bank | 11% - 17.50% | Rs.999 for Special offers otherwise 1% - 2.5% | Rs.50,000 - Rs.20,00,000 | Nil (For Loan amount >10 lacs & 12 EMI paid), else 5% | 3 - 4 working days | No |
| Standard Chartered | 11.00% - 12.50% | 1% | Rs.1,00,000 - Rs.50,00,000 | Upto 5% | 3-4 Working days | Yes |
| Citibank | 11.49% to 16.50% | Upto 2.0% + 0.5% (waiver on PF) Special surprise gift from Citi Bank |
Rs.1,00,000 - Rs.30,00,000 | Upto 3% | 48 hours | Yes |
| Bajaj Finance | 11.99% - 16% | Upto 2% | Upto Rs.25 Lacs | Upto 4% post 1st EMI clearance | Approval In 48 Hours | Yes |
| Tata Capital | 11.99% - 17% | Rs.999-2.50% | Rs.75,000 - Rs.15 Lacs | Part Prepayment Charges: Nil (Allowed Post 6 months, Once a year, 25% of Principal Outstanding) | Loan disbursement in 3-4 days | Yes |
| SMFG India Credit | 11.99% - 26% | 2% | Rs.50,000 - Rs.15,00,000 | Upto 7.00%, 0% after 3 years | 2-8 days | No |
| IndusInd Bank | 12.99% - 20% | 0.5% -2% | Rs.1,00,000 - Rs.25,00,000 | 4% | 4 working days | No |
| HDB Financial Services | 16% - 21% | up to 2% | Rs.100,000 to Rs.15,00,000 | Nil for Selected Corporates Employees (CAT A & B). 4% For Rest |
2 days - 7 days | No |
List of Major Bank Branch Address of Personal loans in Rajkot:
Tips to Get Best Personal loan deals in Rajkot: 1) Compare exact EMI | Processing fee |Tenure| Documents checklist before choose the bank. 2) Never pay any fee to any person to get loan sanctioned. Processing fee is deducted from Loan amount. 3) Only give documents to one bank and check whether he is authorized Bank employee or vendor. 4) For getting more loan from bank – Pay regular bills or payments of credit cards, and Try to increase your income with the help of these steps you get more& more personal loan amount from bank. What are the minimum and maximum loan amounts?You can avail of loans ranging from Rs 50,000/- to Rs 25,00,000/- depending on your eligibility, income and repayment capacity. What are the loan tenure options?The loan can be repaid over a period of 12 to 60 months ( 1 Year to 5 Years). Eligibility Or Loan Amount Depends on your Cibil Score , Banks Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.You can get Lowest Interest Rates on Personal loans if you are working for these Companies in Rajkot: ✓ Enercon ✓ Searce Cosourcing Services Private Limited ✓ Atul Auto ✓ HDFC Bank ✓ Reliance Industries ✓ Bharti Airtel ✓ IndiaMART ✓ Bank of India ✓ Wockhardt ✓ Infinity Infoway ✓ RK University ✓ Aaliza Enterprise ✓ Delhi Public School ✓ PGVCL ✓ Pfizer ✓ Pizza Hut ✓ Samsung Group ✓ ICICI Bank ✓ Freescale Semiconductor ✓ Vodafone ✓ State Bank of India ✓ LG Electronics ✓ L&T ✓ IDEA Cellular ✓ Bsnl ✓ Life Insurance Corporation of India ✓ Tata Teleservices ✓ IIFL |
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Top Bank for Personal Loans
- SBI Personal Loan
- HDFC Bank Personal Loan
- Bajaj Finance Personal Loan
- Kotak Personal Loan
- Axis Bank Personal Loan
- SMFG Personal Loan
Personal Loan Rates 2023
| ICICI Bank | 10.99 - 16.50% |
| Kotak Mahindra | 10.99 - 17.25% |
| Standard Chartered | 11.50 - 18.00% |
| HDFC Bank | 10.99 - 20.75% |
| Bajaj Finserv | 11.99% onwards |
| IndusInd Bank | 12.99 - 20.00% |
| SBI | 12.90 - 16.55% |
| Citibank | 10.99% |
| Tata Capital | 10.49 - 19.00% |
| SMFG India | 11.99 - 26.00% |
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