Personal Loan Sirsi
Documents required for Personal Loan in Sirsi:
The documentation process in personal loan is very fast as against secured loans. Following documents are required by financial institutions to process the loan application:
- Identity proof
- 3 to 6 months Bank statements
- Residence proof
- Salary slip
- Guarantors & their same set of documents
In case of self-employed banks require balance sheets, profit & loss account, partnership deed & other mandatory documents etc.
Personal Loan Interest Rates in Sirsi
| Banks | Rate of Interest | Processing Fee | Loan Amount | Prepayment Charges | Disbursal Time | Part Payment Option |
| Yes Bank | 10.45% - 16.99% | Upto 2% | Rs.100,000 - Rs.20,00,000 | Nil Above 7.5Lacs | 48 Working Hours | No |
| IDFC First Bank | 10.49% - 25% | 2% - 2.5% | Rs.100,000 - Rs.1,00,00,000 | 5% of Principal outstanding | 24-48 hours | Yes |
| Kotak Bank | 10.50% - 16.99% | 0.99% - 2.5% | Rs.100,000 - Rs.20,00,000 | Zero (if loan Amount is more than 10 lakhs) Else 5% | 3 - 4 working days | Yes |
| HDFC Bank | 10.75% - 13.45% | upto 3999 + GST | Min. 50,000 Max. as per eligibility | Nil (For Loan amount>10 lakhs and 12 EMI paid), else 4% | 3 - 4 Days | No |
| ICICI Bank | 11% - 17.50% | Rs.999 for Special offers otherwise 1% - 2.5% | Rs.50,000 - Rs.20,00,000 | Nil (For Loan amount >10 lacs & 12 EMI paid), else 5% | 3 - 4 working days | No |
| Standard Chartered | 11.00% - 12.50% | 1% | Rs.1,00,000 - Rs.50,00,000 | Upto 5% | 3-4 Working days | Yes |
| Citibank | 11.49% to 16.50% | Upto 2.0% + 0.5% (waiver on PF) Special surprise gift from Citi Bank |
Rs.1,00,000 - Rs.30,00,000 | Upto 3% | 48 hours | Yes |
| Bajaj Finance | 11.99% - 16% | Upto 2% | Upto Rs.25 Lacs | Upto 4% post 1st EMI clearance | Approval In 48 Hours | Yes |
| Tata Capital | 11.99% - 17% | Rs.999-2.50% | Rs.75,000 - Rs.15 Lacs | Part Prepayment Charges: Nil (Allowed Post 6 months, Once a year, 25% of Principal Outstanding) | Loan disbursement in 3-4 days | Yes |
| SMFG India Credit | 11.99% - 26% | 2% | Rs.50,000 - Rs.15,00,000 | Upto 7.00%, 0% after 3 years | 2-8 days | No |
| IndusInd Bank | 12.99% - 20% | 0.5% -2% | Rs.1,00,000 - Rs.25,00,000 | 4% | 4 working days | No |
| HDB Financial Services | 16% - 21% | up to 2% | Rs.100,000 to Rs.15,00,000 | Nil for Selected Corporates Employees (CAT A & B). 4% For Rest |
2 days - 7 days | No |
About Sirsi: Sirsi is a town in the North Kanara district in the Indian state of Karnataka. Sirsi was also known as Kalyanapattana during the Sonda Dynasty. It is a hill station with a population of around 120,000 people. List of Major Bank Branch Address of Personal loans in Sirsi:
One of the leading players in the personal loan business offers loans for personal use without providing security or guarantors. Avail a personal loan for the renovation of your home, a marriage in the family, a holiday with your family, medical expenses or for an emergency. A Borrowers can also look for Home Loan in Sirsi, Credit Card in Sirsi, Business Loan in Sirsi and Car Loans in Sirsi. Compare All Banks Personal Loans in Sirsi
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Top Bank for Personal Loans
- SBI Personal Loan
- HDFC Bank Personal Loan
- Bajaj Finance Personal Loan
- Kotak Personal Loan
- Axis Bank Personal Loan
- SMFG Personal Loan
Personal Loan Rates 2023
| ICICI Bank | 10.99 - 16.50% |
| Kotak Mahindra | 10.99 - 17.25% |
| Standard Chartered | 11.50 - 18.00% |
| HDFC Bank | 10.99 - 20.75% |
| Bajaj Finserv | 11.99% onwards |
| IndusInd Bank | 12.99 - 20.00% |
| SBI | 12.90 - 16.55% |
| Citibank | 10.99% |
| Tata Capital | 10.49 - 19.00% |
| SMFG India | 11.99 - 26.00% |
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