Tirupati (తిరుపతి) is a major pilgrimage and cultural city in the Chittoor district of Andhra Pradesh. One of the most important pilgrimage centers in the world, the temple draws millions of pilgrims and is the busiest pilgrimage center in the world. Tirupati has several temples and is a major economical and educational hub in the southern region of the state. There are many temples in Tirupati and Tirumala. Some of them are the faomous Tirumala Venkateswara Temple, Alamelu Mangapuram Temple, Padmavathi Ammavari Temple, Govindaraja Swamy Temple, Kapila Theertham (dedicated to Lord Shiva and Parvati), ISKCON etc.
Banks | Rate of Interest | Processing Fee | Loan Amount | Prepayment Charges | Disbursal Time | Part Payment Option |
Yes Bank | 10.45% - 16.99% | Upto 2% | Rs.100,000 - Rs.20,00,000 | Nil Above 7.5Lacs | 48 Working Hours | No |
IDFC First Bank | 10.49% - 25% | 2% - 2.5% | Rs.100,000 - Rs.1,00,00,000 | 5% of Principal outstanding | 24-48 hours | Yes |
Kotak Bank | 10.50% - 16.99% | 0.99% - 2.5% | Rs.100,000 - Rs.20,00,000 | Zero (if loan Amount is more than 10 lakhs) Else 5% | 3 - 4 working days | Yes |
HDFC Bank | 10.75% - 13.45% | upto 3999 + GST | Min. 50,000 Max. as per eligibility | Nil (For Loan amount>10 lakhs and 12 EMI paid), else 4% | 3 - 4 Days | No |
ICICI Bank | 11% - 17.50% | Rs.999 for Special offers otherwise 1% - 2.5% | Rs.50,000 - Rs.20,00,000 | Nil (For Loan amount >10 lacs & 12 EMI paid), else 5% | 3 - 4 working days | No |
Standard Chartered | 11.00% - 12.50% | 1% | Rs.1,00,000 - Rs.50,00,000 | Upto 5% | 3-4 Working days | Yes |
Citibank | 11.49% to 16.50% | Upto 2.0% + 0.5% (waiver on PF) Special surprise gift from Citi Bank |
Rs.1,00,000 - Rs.30,00,000 | Upto 3% | 48 hours | Yes |
Bajaj Finance | 11.99% - 16% | Upto 2% | Upto Rs.25 Lacs | Upto 4% post 1st EMI clearance | Approval In 48 Hours | Yes |
Tata Capital | 11.99% - 17% | Rs.999-2.50% | Rs.75,000 - Rs.15 Lacs | Part Prepayment Charges: Nil (Allowed Post 6 months, Once a year, 25% of Principal Outstanding) | Loan disbursement in 3-4 days | Yes |
SMFG India Credit | 11.99% - 26% | 2% | Rs.50,000 - Rs.15,00,000 | Upto 7.00%, 0% after 3 years | 2-8 days | No |
IndusInd Bank | 12.99% - 20% | 0.5% -2% | Rs.1,00,000 - Rs.25,00,000 | 4% | 4 working days | No |
HDB Financial Services | 16% - 21% | up to 2% | Rs.100,000 to Rs.15,00,000 | Nil for Selected Corporates Employees (CAT A & B). 4% For Rest |
2 days - 7 days | No |
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ICICI Bank | 10.99 - 16.50% |
Kotak Mahindra | 10.99 - 17.25% |
Standard Chartered | 11.50 - 18.00% |
HDFC Bank | 10.99 - 20.75% |
Bajaj Finserv | 11.99% onwards |
IndusInd Bank | 12.99 - 20.00% |
SBI | 12.90 - 16.55% |
Citibank | 10.99% |
Tata Capital | 10.49 - 19.00% |
SMFG India | 11.99 - 26.00% |
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