Loan Against Property Bajaj-finserv

Bajaj Finserv Lending offers Loan Against Property loan between Rs. 20 lacs and Rs. 21 crores, which can be paid over a term of up to 15 years. You can avail this loan against any of your residential, plot or commercial properties as per your convenience and avail attractive benefits.

Features Bajaj Finserv Lending Loan Against Property

Bajaj Finserv Lending offers you a wide range of mortgage products to choose from:

Loan against Residential Property
Loan against Commercial Property
Loan for Purchase of Commercial Property
Loan against Plot
Lease Rental Discounting
Part Prepayment facility*
Nil Foreclosure charges
Normal Income Program
Debt Consolidator
Alternate Income Program

Apply for Best Loan Against Property in Bajaj-finserv

Professional Details

Loan Amount:

Occupation:

City:

Annual Income:

Banks	Interest Rates	Processing fees
HDFC	9.50% to 10.50%	Maximum of 1% of loan amount
SBI	10.35% - 11.05%	Flat Rs. 10,000/- plus applicable GST
ICICI Bank	9.75% - 10.90%	1.00 % + AT*
Axis Bank	9.90% - 10.35%	1% or Rs 10,000 (whichever is higher)

Benefits Bajaj Finserv Lending Loan Against Property

Only Bajaj Finserv Lending Loan Against Property comes with the following exclusive benefits:

Prompt Repayment Benefit
Free Personal Accident Insurance
Best in class Insurance Schemes
Premium Document Storage Facility

Eligibility

You must be an Indian Resident
You must be at least 25 years of age when the loan is sanctioned.
You must be employed or self-employed with a regular source of income.
The minimum loan amount is Rs. 60 Lacs in case of Mumbai and Delhi, Rs. 30 Lacs in other cities

Documents

Documents	Self Employed	Firms & companies
Application form
Photograph		Yes (Partner's/Director's)
Identity Proof
Address proof
Signature Proof
Date of Birth Proof		Certificate of incorporation
Income Details	IT Returns & Balance Sheet & P/L Account statement for the last 2 years	IT Returns & Balance Sheet & P/L Account statement for the last 2 years
Bank Account Statements	For Last 6 months	For Last 6 months
Partnership Deed		Yes (for partnership)
MOA/AOA		Yes( for companies)
Micro/Small/Medium Enterprise Certificate (if applicable)

Fees and Charges Details of Bajaj Finaserv Loan Against Property

Processing Fees	Upto 2% of the loan amount
Loan Statement charges	Nil
Interest and Principle Statement charges	Nil
PDC Swap charges	Nil
EMI Bounce charges	Rs.1000 for every bounce
Penal Interest	2% p. m.
Foreclosure charges *	NIL
Part Prepayment charges *	Nil