Home Loan Kollam

Home Loan Kollam – Compare & Apply for home loans in Kollam ✔ Interest Rates 2024 ✔ Low EMI ✔ documents ✔ eligibility ✔ best deals in Kollam with Deal4loans.com. Compare and check the EMI from banks such as SBI, LIC Housing, HDFC, ICICI Bank, IDBI, Citibank, Axis Bank, Bank of Baroda, Canara Bank, UCO Bank, Union Bank, Bank Of India, Andhra Bank, Indiabulls etc.

Banks HDFC Bank AXIS Bank State Bank Of India (SBI) ICICI Bank
Rate of Interest 8.50% - 9.40% 8.60% - 9.05% 8.60% - 9.65% 9.00% - 9.10%
Processing Fee 3000 + Tax (Salaried), 5000 + Tax (S. Employed) Up to 1% of the Loan amount subject to minimum of Rs.10,000/- Nil till 31.04.2023 2999+GST for CIBIL Score above 710, .50% + GST for Score below 710.50% + GST for Score below 700
Prepayment Charges 3000 + Tax (Salaried), 5000 + Tax (S. Employed) Up to 1% of the Loan amount subject to minimum of Rs.10,000/- No Prepayment or foreclosure Charges 3000 + Tax

Eligibility Criteria
Eligibility Criteria for Home Loan in Kollam
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
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The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

List of Home Loans Banks
State Bank of India(SBI)
HDFC Ltd
LIC Housing Finance
ICICI Bank
Axis Bank
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State Bank of India(SBI) HDFC Ltd LIC Housing Finance ICICI Bank Axis Bank
Fedbank PNB Housing ING Vysya Kotak Bank DHFL
Bank of Baroda Bank of India Union Bank of India United Bank of India Punjab National Bank
Standard Chartered IndusInd Bank IDBI Housing Finance Andhra Bank Citibank
Canara Bank Indian Bank Vijaya Bank Corporation Bank IDBI Bank

Documents required
for Home Loan
Documents required for Home
Loan in Kollam
Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks
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Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc. Following documents are required by financial institutions to process the loan application:
· Age Proof
· Address Proof
· Income Proof of the applicant & co-applicant
· Last 6 months bank A/C statement
· Passport size photograph of the applicant & co-applicant
Salaried Self Employed
· Employment certificate from the employer,
· Copies of pay slips for last few months and TDS certificate
· Latest Form 16 issued by employer Bank statements		 · Copy of audited financial statements for the last 2 years
· Copy of partnership deed if it is a partnership firm or copy of memorandum of association and articles of association if it is a company
· Profit and loss account for the last few years
· Income tax assessment order

Eligibility Criteria
Eligibility Criteria for Home Loan in Kollam
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
close
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

Kollam or Quilon, an old sea port and town on the Arabian coast in Kerala, India, on the Ashtamudi Lake. Kundara a satellite town of Kolam, one of the earliest industrial towns of Kerala, still has the now dysfunctional industrial unit of ALIND, and functioning units as KEL and Kerala Ceramics. The Kollam Technopark is coming up here in a Special Economic Zone to bring in cutting edge Nano and Information Technology to develop these industries here.

List of Banks branches for home loans in Kollam

ICICI Bank - Near masjid, Creative Complex,, Kadapakkada, Kerala 691008

Kerala Gramin Bank - 1st. floor, 691001, Sree Vighneswara Bhavan, NH744, Kadapakkada, Kollam, Kerala 691008

Kollam District Bank - NH744, Chamkkada, Kollam, Kerala 691001

Canara Bank - Udaigiri complex, Near Manorama Office, Kappalandimukku Kadappakada Road, Kollam, Kerala 691008

SBI - 1st FLOOR, S B I BUILDINGS, NEAR RAILWAY STATION, Kollam, Kerala 691001

South Indian Bank - Karbala, Kollam, Kerala 691001

Best Home Loan Provider Banks Available in Kollam Are

SBI Home Loan

HDFC Ltd Home Loan

LIC Housing Finance

Axis Bank Home Loan

ICICI Home Loan

BOB Home Loan

Aadhar Home Loan

IDBI Home Loan

Canara Bank Home Loan

Bank of India Home Loan

Union Bank Home Loan

 DHFL Housing Finance

 
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Top Home Loan Banks

Home Loan Rates 2025

IDBI 8.75% - 12.25%
AXIS Bank 8.60% - 9.05%
LIC Housing 8.50% - 10.50%
HDFC Bank 8.50% - 9.40%
ICICI Bank 9.00% - 9.10%
Bank of India 8.65% - 10.75%
Bank of Baroda 9.15% - 10.50%
Canara Bank 8.90%- 11.25%
HSBC Bank 8.75% - 8.85%
State Bank Of India (SBI) 8.60% - 9.65%
Indian Bank NA
GIC Housing Finance 8.45%

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