Home Loan Kozhikode

Home Loan Kozhikode – Compare & Apply for home loans in Kozhikode ✔ Interest Rates 2024 ✔ Low EMI ✔ documents ✔ eligibility ✔ best deals in Kozhikode with Deal4loans.com. Compare and check the EMI from banks such as SBI, LIC Housing, HDFC, ICICI Bank, IDBI, Citibank, Axis Bank, Bank of Baroda, Canara Bank, UCO Bank, Union Bank, Bank Of India, Andhra Bank, Indiabulls etc.

Banks HDFC Bank AXIS Bank State Bank Of India (SBI) ICICI Bank
Rate of Interest 8.50% - 9.40% 8.60% - 9.05% 8.60% - 9.65% 9.00% - 9.10%
Processing Fee 3000 + Tax (Salaried), 5000 + Tax (S. Employed) Up to 1% of the Loan amount subject to minimum of Rs.10,000/- Nil till 31.04.2023 2999+GST for CIBIL Score above 710, .50% + GST for Score below 710.50% + GST for Score below 700
Prepayment Charges 3000 + Tax (Salaried), 5000 + Tax (S. Employed) Up to 1% of the Loan amount subject to minimum of Rs.10,000/- No Prepayment or foreclosure Charges 3000 + Tax

Eligibility Criteria
Eligibility Criteria for Home Loan in Kozhikode
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
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The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

List of Home Loans Banks
State Bank of India(SBI)
HDFC Ltd
LIC Housing Finance
ICICI Bank
Axis Bank
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State Bank of India(SBI) HDFC Ltd LIC Housing Finance ICICI Bank Axis Bank
Fedbank PNB Housing ING Vysya Kotak Bank DHFL
Bank of Baroda Bank of India Union Bank of India United Bank of India Punjab National Bank
Standard Chartered IndusInd Bank IDBI Housing Finance Andhra Bank Citibank
Canara Bank Indian Bank Vijaya Bank Corporation Bank IDBI Bank

Documents required
for Home Loan
Documents required for Home
Loan in Kozhikode
Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks
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Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc. Following documents are required by financial institutions to process the loan application:
· Age Proof
· Address Proof
· Income Proof of the applicant & co-applicant
· Last 6 months bank A/C statement
· Passport size photograph of the applicant & co-applicant
Salaried Self Employed
· Employment certificate from the employer,
· Copies of pay slips for last few months and TDS certificate
· Latest Form 16 issued by employer Bank statements		 · Copy of audited financial statements for the last 2 years
· Copy of partnership deed if it is a partnership firm or copy of memorandum of association and articles of association if it is a company
· Profit and loss account for the last few years
· Income tax assessment order

Eligibility Criteria
Eligibility Criteria for Home Loan in Kozhikode
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
close
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

Kozhikode is one of the main commercial cities of Kerala. The economy is mainly business oriented. The city currently is the major trade hub of North Kerala with good connectivity through road, rail and air. Kozhikode District with 8% of the state population makes 12% contribution to the state's income. Kozhikode is also going to be the first city in Kerala to have a mono rail transporting system.The KSRTC bus terminal which is under construction is the biggest bus terminal in Kerala.

Two IT "cyber parks" are under construction in Kozhikode. One is the UL cyber park (constructed and operated by ULCCSC, a Kozhikode-based company). UL cyber park began operation in 2012 and will complete its first phase in 2013. The other park is run by the government, and will complete its first construction phase in 2014. Cyberpark, is a Government of Kerala organisation planned to build, operate and manage IT parks for the promotion and development of investment in IT and ITES industries in Malabar region of Kerala and will be the third IT hub in the state of Kerala.

 

List of Bank branches for home loans in Kozhikode

Indian Bank - LIC Building, SM St, Palayam, Kozhikode, Kerala 673001

Corporation Bank - Cherooty Rd, Mananchira, Kozhikode, Kerala 673032

Axis Bank - Marina Mall, YMCA Cross Rd, Kozhikode, Kerala 673001

State Bank of Travancore - pb no 532, white lines, kallai road, chalappuram, kozhikode dist., kerala 673 002, Kallai Rd, Kozhikode, Kerala 673002

Vijaya Bank - Court View Arcade, Court Rd, SM Street, Mananchira, Kozhikode, Kerala 673001

Federal Bank - Eagle Building, Mavoor Rd, Medical College, Ummalathoor, Kozhikode, Kerala 673008

Canara Bank - Door No 5/3420, Ist Floor, Maniyattukudi Asfa Building, Mavoor Rd, Near Arayedath Palam, Arayidathupalam, Kozhikode, Kerala 673004

HDFC Bank - Simax Tower, Kannur Road, West Nadakkave, Kozhikode, Kerala 673011

Indian Overseas Bank - Mavoor Rd, Arayidathupalam, Kozhikode, Kerala 673004

Best Home Loan Provider Banks Available in Kozhikode Are -

SBI Home Loan

HDFC Ltd Home Loan

LIC Housing Finance

Axis Bank Home Loan

ICICI Home Loan

BOB Home Loan

India Bulls Home Loan

IDBI Home Loan

Canara Bank Home Loan

Bank of India Home Loan

Union Bank Home Loan

DHFL Housing Finance

 

 
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Top Home Loan Banks

Home Loan Rates 2025

IDBI 8.75% - 12.25%
AXIS Bank 8.60% - 9.05%
LIC Housing 8.50% - 10.50%
HDFC Bank 8.50% - 9.40%
ICICI Bank 9.00% - 9.10%
Bank of India 8.65% - 10.75%
Bank of Baroda 9.15% - 10.50%
Canara Bank 8.90%- 11.25%
HSBC Bank 8.75% - 8.85%
State Bank Of India (SBI) 8.60% - 9.65%
Indian Bank NA
GIC Housing Finance 8.45%

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