Check EASF Small Finance Bank Home Loan ✓ Interest Rates ✓ Documents ✓ Eligibility ✓ EMI ✓ Processing Fees & Charges ✓ Eligibility ✓ Loan amount information at Deal4loans.
A customer can apply for the construction of house or purchase of a new house/ flat/ villa and for renovations of an existing property.
ESAF Small Finance Bank Home Loan Interest Rates 2024
| Interest Rates | 7.77% – 17.50% |
| Processing Fees | 0.50% + GST |
| EMI | Rs.766 / Lakh |
| Prepayment Charges | NA |
ESAF Small Finance Bank Home Loan Features
- Loan amount from Rs 5 lakhs to Rs 1 crore
- Interest rate linked to Repo rate
- Flexible Eligibility parameters
- Repayment period upto 25 Years
ESAF Small Finance Bank Home Loan Documents List
- Aadhaar card
- Pan card
- Voter ID / Driving license / Passport
- 15 days from the receipt of all supporting documents
ESAF Small Finance Bank Home Loan EMI Calculator
A customer needs to know how much has to pay per month for the home loan he has taken from the bank at respective Interest Rate, Loan amount & repayment period.
For Example; If you can get a loan amount of Rs.1000000 lakh (10 lakh) for 15 years at 9.50% rate of interest, then your monthly installment calculations are as below:
- Loan Amount – Rs. 10,00,000
- Monthly Instalment (EMI) – Rs. 10,442
- Total Interest Amount – Rs. 8,79,604
- Total Amount (Principal + Interest) – Rs. 18,79,604
| Year | Principal | Interest | Balance Amount |
| 1 | Rs. 31,659 | Rs. 93,645 | Rs. 968,341 |
| 2 | Rs. 34,802 | Rs. 90,502 | Rs. 933,539 |
| 3 | Rs. 38,255 | Rs. 87,049 | Rs. 895,284 |
| 4 | Rs. 42,053 | Rs. 83,251 | Rs. 853,231 |
| 5 | Rs. 46,225 | Rs. 79,079 | Rs. 807,006 |
| 6 | Rs. 50,812 | Rs. 74,492 | Rs. 756,194 |
| 7 | Rs. 55,855 | Rs. 69,449 | Rs. 700,339 |
| 8 | Rs. 61,402 | Rs. 63,902 | Rs. 638,937 |
| 9 | Rs. 67,493 | Rs. 57,811 | Rs. 571,444 |
| 10 | Rs. 74,192 | Rs. 51,112 | Rs. 497,252 |
| 11 | Rs. 81,556 | Rs. 43,748 | Rs. 415,696 |
| 12 | Rs. 89,651 | Rs. 35,653 | Rs. 326,045 |
| 13 | Rs. 98,549 | Rs. 26,755 | Rs. 227,496 |
| 14 | Rs. 108,328 | Rs. 16,976 | Rs. 119,168 |
| 15 | Rs. 119,251 | Rs. 6,223 | Rs. 0 |
