Shahrukh khan featuring in DHFL Home Loan, Interest Rates starts from 4.63% for home loans under pradhan mantri awas yojana scheme.
DHFL Ghar Jaisa Home Loan Interest Rates 2020
Interest Rates | 4.63% under PMAY 2019 Scheme |
Repayment Period | 30 Years |
Processing Fees | Rs.5000 – 20000 + Doc Charges + Taxes |
SMS DHFL | 56677 |
Toll Free Number | 1800 22 3435 |
Features and Benefits of DHFL Home Loans
Loan Amount: Avail a Home Loan of up to Rs.500,00,000 (minimum loan amount Rs.1 lac) but not exceeding 85% of the cost of property (including stamp duty and registration fees) or 80% of market value, whichever is lower
Purpose: Avail of a home loan for ready built-up or under construction house/flat purchase under Pradhan Mantri Awas Yojana
Home Loan Tax Benefits: Resident Indians are eligible for certain tax benefits on principal and interest components of a home loan. As per Income Tax Act 1961 rules, the current applicable exemption under section 24(b) is 2,00,000/- for the interest amount paid in the financial year and up to 1,50,000/- (under section 80 C) for the principal amount repaid in the same year.
DHFL Ghar Jaisa Home Loan EMI Calculation benefits
Loan Amount | Normal Home Loan | Ghar Jaisa Home Loan |
Interest Rates | 8.65% | 4.63% |
Loan amount | 10 Lakh | 10 Lakh |
EMI for 15 years | 9,936 | Rs. 7,717 |
Interest Paid | Rs. 7,88,393 | Rs. 3,88,977 |
Total amount with Interest | Rs. 17,88,393 | Rs. 13,88,977 |
Saving | Rs. 3,99,416 |