Apply for Best Education loans in Cochin 2024

Education loans in Cochin: Get lowest Interest rates, Documents list & Eligibility Information in Cochin for Education loan (Study in India & Abroad) through SBI, HDFC, Credila, PNB, Indian bank, Bank of Baroda, Bank of India and Axis Bank etc.

Enjoy triple benefits when you take an Education Loan in Cochin:

• Faster loan – Our loan sanction and disbursal is one of the quickest with easy documentation and doorstep service.
• Competitive pricing – Our loan rates and charges are very attractive
• Transparency – All charges are communicated up front in writing along with the loan quotation

For Interest Rates on Education Loans – Click Here

Loan Repayment: 15 years or Varies from Bank to Bank.

Eligibility Required for Education Loan in Cochin:

• You need to be a Indian resident
• You should be aged between 16 – 35 years.
• If you are taking a loan of more than Rs. 7.5 Lakh, a collateral security will be required.
• Co applicant: A co-applicant is required for all full time courses. Here are a few points to be noted about co-applicants:
• Primary Co-Applicants: Parents, Spouse, Siblings
• Secondary Co-Applicants: Father-In Law, Mother-In-Law, Brother-In-Law, Paternal / Maternal Uncle / Aunt

Benefits of Educational Loan in Cochin:

• Avail tax benefits under section 80(E) of income tax Act 1961
• Flexible repayment options
• Option to avail insurance cover for your loan

Documentation Required for Education Loan in Cochin:

• Completed Education Loan Application Form.
• Mark sheets of last qualifying examination
• Proof of admission scholarship, studentship etc
• Schedule of expenses for the specified course
• 2 passport size photographs
• PAN Card of the student and the Parent/ Guardian
• Borrower’s Bank account statement for the last six months
• Income tax Returns/ IT assessment order, of last 2 yrs (If IT Payee)
• Brief statement of assets and liabilities, of the Co-borrower
• Proof of Income (i.e. Salary slips/ Form 16 etc. if applicable)

Banks list which Lend for Education Loan in Cochin:

• HDFC Bank: Thopumpady, Kochi, Kerala 682005
• Darragh Smail Centre, 5Th Cross Road, Willingdon Island, Kochi, KL 682003
• Thoppumpady, Catholic Centre, St. Joseph College Building, Kochi, Kerala 682005

• Union Bank of India: Bazaar Rd, Mattancherry, Kochi, Kerala 682002 ‎
• United Bank of India: Edappally Pukkattupady Rd, Edappally Toll, Edappally, Ernakulam, Kerala 682024 ‎
• Axis Bank: Meridian Fort Centre, Market Junction, East Fort Gate, Hill Palace Road, Thrippunithura, 682301
• Allahabad Bank: M G Road, Ernakulam College, Kochi, Kerala 682035
• State Bank Of Hyderabad: Chackos Tower,Jews Street, Pullayapadi, Ernakulam,Kerala,682035
• State Bank of Travancore: Aroor-Thoppumpady Rd, Valummel, Kochi, Kerala 682005 ‎
• State Bank of India: Bridge Rd, Mattancherry, Kochi, Kerala 682002
• State Bank of India: P T Jacob Rd, Thopumpady, Kochi, Kerala 682005
• State Bank of India: Mons. Mathew Kothakathu Rd, Chullickal, Kochi, Kerala 682002