SBI Home Loan Raipur – Interest Rates 2024, Documents, Branch
Apply for SBI Home Loans in Raipur ✔ Low EMI ✔ Interest Rates ✔ Instant apply ✔ Eligibility for loan amount. Check and Compare Home Loan Eligibility for sbi home loan interest rates in Raipur.
Important Details about SBI Home Loan Raipur
| Interest Rates | 8.50% – 10.15% |
| Processing Fee | sbi home loan fees |
| Repayment | Upto 30 Years |
| Loan Amount | Upto 80% of Property |
| Foreclosure Charges | Nil |
| Monthly Income | Rs.12000 minimum |
| Lowest EMI per 1 Lakh | Rs.769 |
अधिक जानकारी – एसबीआई होम लोन की ब्याज दरें & SBI Home Loan.
Why to Choose SBI Home loan in Raipur
- Package of exclusive benefits
- Low interest rates. Further, we charge interest on a daily reducing balance!!
- Low processing charges.
- No hidden costs or administrative charges.
- No prepayment penalties. Reduce your interest burden and optimally utilize your surplus funds by prepaying the loan.
- Over 16,000 branches nationwide, you can get your Home Loan account parked at a branch nearest to your present or proposed residence.
Calculate Your Monthly EMI with – Home Loan EMI Calculator
Actual loan amount will be determined taking into consideration such factors as applicant’s income and repaying capacity, age, assets and liabilities, cost of the proposed house/flat etc. To enhance loan eligibility you have option to add:
1) Income of your spouse/ your son/ daughter living with you, provided they have a steady income and his/ her salary account is maintained with SBI.
2) Expected rent accruals (less taxes, cess, etc.) if the house/ flat being purchased is proposed to be rented out.
3) Depreciation, subject to some conditions.
4) Regular income from all sources.
Repayment period:
Maximum 30 years (or) Up to the age of 70 years (the age by which the housing loan should be fully repaid) of the borrower, whichever is early.
Moratorium period (Repayment holiday): The moratorium period is included within the maximum repayment period.
Documents Required for SBI Home loans in Raipur
| Salaried | Self Employed | |
| 1) Application form with photograph 2) Identity & residence proof 3) Last 3 months salary slip 4) Form 16 5) Last 6 months bank salaried credit statements 6) Processing fee cheque |
1) Application form with photograph 2) Identity & residence proof 3) Education qualifications certificate & proof of business existence 4) Business profile, 5) Last 3 years profit/loss & balance sheet 6) Last 6 months bank statements 7) Processing fee cheque |
SBI Branches in Raipur
| Bank | Branch | Branch Code | Address | Contact |
|---|---|---|---|---|
| State Bank Of India (SBI) | RAIPUR | 007519 | MANSA PUNJAB 151505
City: RAIPUR |
IP:407616, 01659-268268 |
| State Bank Of India (SBI) | RAIPUR | 006398 | RAIPUR Dist SAHARANPUR
City: SHARANPUR |
0132-2774295 |
| State Bank Of India (SBI) | RAIPUR | 003058 | RAIPUR Dist DEHRA DUN, 248008
City: DEHRADUN |
0135-2787141 IP-304426 |
| State Bank Of India (SBI) | IRDE | 010625 | IRDE, RAIPUR, DEHRADUN, UTTRAKHAND PIN 248001
City: DEHRADUN |
0135-2781287 |
